Problem Loans: Identification
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Problem Loans: Identification

Intuition Publishing
Updated Sep 24, 2020

In the banking industry, a problem loan can be a commercial loan that is at least 90 days past due, or a consumer loan that it at least 180 days past due. Here we discuss the characteristics of problem loans. We also show how problem loans can be identified. Finally, we see how credit scoring and loan grading relate to problem loans.