Money Saving Tips

We’ve rounded up savings tips all in one place.

Whether you're saving up for a big goal or paying down debt, cutting costs is one of the best ways to do more with the money you have. 

And you have plenty of options for trimming expenses without feeling like you're depriving yourself, which isn't the point anyway. It's about spending your money in ways that reflect your priorities in life.

After all, the Easterlin paradox has already proved that money makes us happier only up to a certain point -- so use it to buy your happiness up until it ceases to do that. And we have many ways to changing our spending to better reflect our values. Some low-hanging fruit: the fact that we under-utilize our gym memberships by 67%.

So cut the fat down to wherever is comfortable for you and spend guilt-lessly on whatever brings you greatest joy.

Because you can cut costs in so many ways across multiple categories, I’ve grouped the ideas for each area of your budget. Use what works for you and discard the rest. If you’re in a real bind financially and have already cut your expenses to the bone, it’s best to earn more.