Economic Indicators: Consumer Credit Reports
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Economic Indicators: Consumer Credit Reports

Intuition Publishing
Updated Sep 24, 2020

Disposable income is a good measure of consumers' ability to spend money in an economy. However, sometimes people spend more than their disposable income. When expenditure exceeds income, consumers can get into debt. Consumer credit reports can tell us something about the spending habits of consumers. Purchasing power affects retail expenditure and therefore has an impact on GDP.