Working with a Managing General Agency (MGA) and its non-admitted Excess & Surplus Lines carrier is not taboo. The insurance marketplace is dynamic and, as such, some accounts periodically fall within and outside of favor with admitted markets and/or direct appointments. When accounts fall outside of favor, turning to an MGA that has access and market recognition with E&S carriers, with whom you have developed a business relationship, can and will be your best line of defense to help secure your client’s coverage needs.