Credit Risk Management: Credit Culture
Interactive

Credit Risk Management: Credit Culture

Intuition Publishing
Updated Sep 25, 2020

A strong credit culture is a substantial determinant of whether a bank is able to successfully achieve its business goals within its defined risk appetite. We describe in detail how a bank's credit culture drives behavior. We look at both appropriate and inappropriate staff behaviors. We also outline many of the difficulties and challenges in creating and sustaining a strong credit culture.